Mortgage Calculators and Tools

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Buying or refinancing a home? Use our free mortgage tools to check your budget, figure out your monthly payment, and more.

Establish Your Homebuying Budget

To calculate how much mortgage you can afford, compare your total debt payments to your monthly income.

Debt-to-income ratio calculator

Calculate DTI

Mortgage payment calculator

Calculate Payment

Quickly Compare Mortgages

Check out the various features of different home loans to determine the option that’s best for you.

Mortgage comparison tool

Compare Mortgages

Figure Out How Much You Could Save

If you qualify, refinancing your home may result in savings on your monthly payment and interest rate.

Mortgage refinance calculator

Calculate Savings

Learn What To Expect Using Our Free Guides

Buying a home for the first time

We break down the different types of loans and everything you need to know about getting a mortgage.

Refinancing a mortgage

We cover the basics of home refinancing, reasons to consider a refinance, and frequently asked questions.

Find a Refinance Lender

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The right refinance lender can help you reduce what you’re paying for your mortgage. Get started with LowerMyBills.

Compare Lenders

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